6 steps on buying real estate in Columbus

1. Pre-Approval
2. Meet
UU
3. Search
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4. Contract
5. Due-dilligence
6. Close
1. Pre-Approval
2. Meet
UU
3. Search
ll
4. Contract
5. Due-dilligence
6. Close

Pre-approval

Choose a loan officer / mortgage specialist

The first step to buying a home is the pre-approval process. Before you start looking for your next home, we will need to know what types of mortgages you qualify for and how much you are able to spend on your mortgage payments. Meeting with a real estate agent in this step is highly recommended. A real estate agent will have your best interest in mind and will make sure to recommend you to a mortgage broker that will be able to give you the type of loan you are looking for.

Sam Hardy
Union Home Mortgage

614-312-4015
SHardy@unionhomemortgage.com

Kathleen Bornhorst
5/3 Mortgage

614-565-6256
Kathleen.Bornhorst@53.com

Michael Reeve
First Financial Mortgage

614-354-1277
Michael.Reeve@bankatfirst.com

Genna Queen
Chase Mortgage

614-419-0292
Genna.Queen@chase.com

Calculations do not include mortgage insurance premium for those financing with less than 20% downpayment.

Meet

Hire Your Agent

Kyle Edwards prefers to meet face to face with all of his buyer clients in order to build trust and rapport as well as set expectations up front on the buying process and answer any questions. Complete the form below to schedule your buyer consult with Kyle now!

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Contract

Make An Offer

When searching for your dream home, you were just that-a dreamer. Now that you’re writing an offer, you need to be a businessperson. You need to approach this process with a cool head and a realistic perspective of your market. The three basic components of an offer are price, terms, and contingencies. The right price to offer must fairly reflect the true market value of the home you want to buy. Your agent’s market research will guide this decision as well as advising of any necessary contingency add-in or removal to best represent your interests.

Due-dilligence

Inspection, Appraisal, and Underwriting

Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why asking for the sellers to provide a home warranty, getting a thorough property inspection and obtaining homeowners insurance is so important.

IGS|ABC Home/Condo Warranty

614-443-0300
heroes@abc4u.com

Bolton Insurance Agency
Denny Bolton | Agent/Owner

614-551-6469
Denny@boltoninsuranceagency.com
Boltoninsuranceagency.com

Mike Slifer
Life, Health and Disability

614-481-4300
MikeSlifer@tfwinsurance.com

Pro-check Home Inspection

614-841-0217
prochecknet@gmail.com

Pillar to Post Home Inspection

614-266-4985
Todd.Delman@PillarToPost.com

4 Corners Home Inspections LLC
Michael Anderson | Owner

740-973-9463
Mike@inspect4corners.com
inspect4corners.com

Herlihy Moving & Storage, Mayflower

614-871-4040
James@herlihymoving.com
herlihymoving.com

LEADERS Moving & Storage

614-885-6683
leadersmoving.com

Close

Welcome home

The final stage of the home buying process is the lender’s confirmation of the home’s value and legal statue, and your continued credit-worthiness. This entails a survey, appraisal, title search, and a final check of your credit and finance. Your agent will keep you posted on how every aspect is progressing. Remember to switch utilities to your name, bring funds necessary to close and a valid state-issued identification.

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EACH OFFICE INDEPENDENTLY OWNED AND OPERATED

LAST UPDATED: 1, 2022